Saturday, October 26, 2013

Breast Cancer Awareness Month and the Surprising Knowledge That Insurance Policies Exist

What is breast cancer?

Breast cancer is a disease in which malignant (cancer) cells form in the tissues of the breast. The damaged cells can invade surrounding tissue, but with early detection and treatment, most people continue a normal life.

Facts about Breast Cancer in the United States

*One in eight women will be diagnosed with breast cancer in their lifetime.
*Breast cancer is the most commonly diagnosed cancer in women.
*Breast cancer is the second leading cause of death among women.
*Each year it is estimated that over 220,000 women in the United States will be diagnosed with breast cancer and more than 40,000 will die.
*Although breast cancer in men is rare, an estimated 2,150 men will be diagnosed with breast cancer and approximately 410 will die each year.

Best Overall Site: nationalbreastcancer.org

While we can all probably name someone, if not more than one person that has had to experience the challenges of cancer, I was recently introduced to a 3 time survivor of Cancer--Barbara Hauke--who took a job with AFLAC because Aflac actually sells cancer care policies, which was the first I ever heard about such protection.

Barbara let me know that "Overall, the risk of getting cancer (all types) is slightly less than one-in-two for men; for women, the risk is a little more than one-in-three (according the the American Cancer Society). I am not sure if any other companies offer cancer/specified-disease insurance policies, but their policy is designed to provide claimants with cash benefits during covered cancer treatments. Such a policy can also help protect your income and savings from expenses that aren't covered by your major medical coverage, including:

1. out-of-pocket medical expenses
2. out-of-network specialists
3. experimental cancer treatment
4. travel and lodging when treatments are far from home
5. child care and household help
6. normal living expenses that you may need help with while coping with your recovery"

As I mentioned above, Barbara Hauke is a breast cancer survivor and very familiar with all of this. It has been 15 years since and she considers herself very lucky. She is a great person and resource if you or someone you know needs to talk about the experiences associated with finding out you have cancer, dealing with treatments, etc. You can give her a call at 973-715-7583 if you have any questions or need any advice.

Mark Slade
Keller Williams
Good Homes

Selling a Maplewood/South Orange/Millburn/Short Hills area home involves many steps and having an experienced Maplewood New Jersey Real Estate Agent and Realtor®, specializing in the Bedroom Communities of New York City in Essex/Union County— Millburn, Short Hills, Montclair, West Orange, South Orange, Livingston, Maplewood, Springfield, Summit, Madison, Chatham, Scotch Plains, Fanwood, Cranford and Westfield--by your side will make the transaction run a lot smoother. I would love to be your Maplewood/South Orange New Jersey Area Real Estate Professional! I assist both buyers and sellers in the Bedroom Communities of New York City, mostly served by NJ Transit’s Mid-Town Direct Train Lines, offering commutes of 45minute or less to NY Penn Station, with either the purchase and or sale of residential real estate.

As an Accredited Buyer’s Agent (ABR), I have received special training to guide and educate you through the entire home buying process. From start to finish, I listen to your needs and desires in what you would like and take the information you give me to find you home. My GO-TO team can provide you the best in Real Estate advice with regard to attorney choices, Home Inspectors and Mortgage Loan Officers

As your Maplewood/South Orange/Millburn/Short Hills/Essex/Union County New Jersey listing agent I am well versed on as your local expert in all things in the Maplewood and South Orange area Real Estate Market. You can expect personalized service that includes a detailed consultation on how to best position your Mid-Town Direct home to be competitive in today’s market with training to provide my clients with an in-depth Advanced Comparative Market analysis, and advice on staging. As my office’s technology officer as well as both a Zillow Platinum Premier and Trulia Premier agent, I use the latest and most up-to-date marketing methods to get your home in front of as many buyers as possible. Being your New Jersey Real Estate Agent and Realtor ® not only involves just finding the home or selling the home, but being your guide, negotiator, advisor and advocate and making sure that your needs and goals are met. Being your New Jersey Essex/Union County area Realtor® (with a little bit of Morris County thrown in for good measure) is one of my truest passions, and “Helping You Find Your Dream Home” is my number one priority.

Mark Slade

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